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Kempson, E. and C. Whyley, 1999. Kept out or opted out? Understanding and combating financial exclusion. Policy Press, Bristol.
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Kempson, Elaine; Whyley, Claire, 1999: Kept out or opted out? Understanding and combating financial exclusion. Bristol: The Policy Press.
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Kempson, E., Whyley, C. (1999). Kept out or opted out? Understanding and combating financial exclusion. Bristol: The Policy Press.
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