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?:abstract
  • Evidence from credit files is provided to examine bank lending determinants of Thai commercial banks. Their lending practice follows reasonable patterns as a standard set of variables, including indirect risk variables, explains much of the variance in interest rate spread. Reflecting institutional differences with mature markets, we find higher im-portance of relationship banking and risk control via credit availability. Information about later default reveals prudent relationship lending. However, banks could have made bet-ter use of available information about borrowers' riskiness. These findings do not sup-port a general verdict of bad banking but indicate room to improve lending decisions. (xsd:string)
?:contributor
?:dateModified
  • 2007 (xsd:gyear)
?:datePublished
  • 2007 (xsd:gyear)
?:doi
  • 10.1080/00036840500447815 ()
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  • true (xsd:boolean)
is ?:hasPart of
?:inLanguage
  • en (xsd:string)
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?:issueNumber
  • 9 (xsd:string)
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?:name
  • On the rationale of bank lending in pre-crisis Thailand (xsd:string)
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?:publicationType
  • Zeitschriftenartikel (xsd:string)
  • journal_article (en)
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  • GESIS-SSOAR (xsd:string)
  • In: Applied Economics, 39, 2007, 9, 1077-1089 (xsd:string)
rdf:type
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?:urn
  • urn:nbn:de:0168-ssoar-239692 ()
?:volumeNumber
  • 39 (xsd:string)